Coronavirus (COVID-19) Resource Center

Click below for tips and links on how to plan, prevent, and handle situations that may arise with employees and clients.

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IOPFDA Weekly COVID-19 Legislative Updates

We understand that everyone is trying to stay abreast of what is happening with COVID-19 and how it may affect their communities, state, and nation.  With the help of Paul Miller and Miller Wenhold Capitol Strategies, IOPFDA will be hosting weekly COVID-19 Legislative update presentations to make sure our members never miss a beat!

Upcoming Presentations

Friday, April 10 at 11:00 AM ET
Friday, April 17 at 11:00 AM ET 

Past Presentations 

IOPFDA Legislative Update on COVID-19 Week 3
Presentation Date: Friday, April 3, 2020

View Presentation Recording
View Presentation Slide Deck

IOPFDA Legislative Update on COVID-19 Week 2
Presentation Date: Friday, March 27

View Presentation Recording
View Presentation Handout 
View Presentation Q&A

IOPFDA Legislative Update on COVID-19 Week 1
Presentation Date: Friday, March 20

View Presentation Recording
View Presentation Slide Deck

State Resources

List of State Departments of Health
Shared Work Programs

Federal Resources

CARES Act

The CARES Act is intended to address the economic impacts of, and otherwise responds to, the COVID-19 (Coronavirus) outbreak and is broken into several subparts, which are summarized below. The Act has been passed by the Senate as of March 26, 2020 and is awaiting approval of both the US House of Representatives and President Trump before it will become law. We will provide continuous and frequent updates as to the most important provisions offered in the CARES Act both prior to and after enactment. 

Title I: Keeping American Workers Paid and Employed Act

The Keeping American Workers Paid and Employed Act, which includes the Paycheck Protection Program, would provide $377 billion to help prevent workers from losing their jobs and small businesses from going under due to economic losses caused by the COVID-19 pandemic. Click here to view an overview of this section.

Paycheck Protection Program

Effective April 3, 2020 small businesses and sole proprietors can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders. Click here to learn more about the Paycheck Protection Program

Apply for PPP here

Title II: Relief for American Workers, Families and Businesses

This section is broken down into two (2) main areas: relief for individuals and relief for employers/businesses. The relief for individuals is primarily provided through rebates payable directly to individuals and changes to the tax code. The relief to businesses is provided by beneficial changes to the tax code, including the ability to amend prior years' tax returns. Click here to read a line by line summary of Title II.

Title III: Supporting America's Health Care System in the Fight Against Coronavirus

The section purports to address the supply shortages of medical products, drugs and equipment as well as supporting healthcare providers. This section also addresses education (including students, teachers and schools) and labor and employment laws. Click here to view a line by line summary of Title III.

Title IV: Economic Stabilization and Assistance to Severely Distressed Sectors of the United States Economy

This section of the Act adds $500 billion to Treasury's Exchange Stabilization Fund to provide loans, loan guarantees, and other investments to distressed businesses that are not otherwise assisted by the provisions of the Act. This is intended for larger businesses and industries, as opposed to the small business loan program discussed above. Click here to view a line by line summary of Title IV. 

SBA Funding Resources

Economic Injury Disaster Loans and Loan Advance

To apply for a COVID-19 Economic Injury Disaster Loan, click here.

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

SBA Express Bridge Loans

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster Loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.

Find an Express Bridge Loan Lender by connecting with your local SBA District Office.

SBA Debt Relief

The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis.

Under this program:

  • The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020.
  • The SBA will pay the principal and interest of current 7(a) loans for a period of six months.

Avoid COVID-19 Scams

The federal government is offering expanded financial assistance to Americans as we work to defeat the novel coronavirus. Unfortunately, scammers don’t sleep – even in the face of a global pandemic.

To help taxpayers avoid falling victim to one of these scams, multiple federal agencies – from the Internal Revenue Service, Department of Health and Human Services, to the Social Security Administration – have issued warnings. Click here to learn more.

General 

Disaster Response and Recovery Through Federal-State-Local Tribal Partnership
FEMA's Coronavirus Fact vs. Myth Website
U.S. COVID-19 Government Activities Catalog
FTC's Fraud Prevention Guide
NDIA COVID-19 Small Business Impacts Survey Results 
SBA Guide for Business Owners
HR 6201 - Medical and Family Leave Requirements

Social Media Links 

White House: Youtube | Twitter | Facebook

US Department of Health and Human Services (HHS): Twitter | Facebook

Center for Disease Control (CDC): Twitter | Facebook